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bunnyluck
LIF Adult
Member since 1/14 3196 total posts
Name:
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Re: Illegal apartment rentals.
Posted by Sash
Posted by DiamondGirl
Posted by EclecticEsq10810
Posted by Kitten1929
Posted by alli3131
Posted by Cataverri
Posted by alli3131
What people are not getting is she said the parking is one of many things. I'm sorry I would not sit back and let things go. If it was just the parking then probably but I did not sit back when neighbors were selling drugs. I'm sorry when it comes to the safety of my family then I'm speaking up and no I'm not going to the LL cause what would they really do. They want the cash.
People but houses they cannot afford and get tenants. They never should have bought a house they cannot afford so I have zero sympathy. And those that financial situations change should look to downsize first.
Plain and simple I have zero sympathy when you do it the illegal way. Legal apts in house I am perfectly fine with.
What if a spouse loses their job or has an accident and cant work down the line and rather rent and not lose the house? Does that not count for you?
For me no. We bought a house we can afford on one salary just in case something does happen. Or we get divorced or whatever. If we could not afford our house we would move. I would never have an illegal apt in my home. One because it is illegal and 2 you are opening yourself up to a huge lawsuit if something happens as home owners insurance will probably fight a claim when you had an illegal apt.
You do realize that not everyone is in that same position? That theres like a teeny tiny super itty bitty fraction of homeowners that actually NEED two incomes?
I think its smart for anyone who buys a home to plan ahead and budget mortgage payments as if only 1 salary can cover it all. If you need 2 incomes just to pay the mortgage, then you are skating on thin ice. DH and I actually DO have 2 years of savings in liquid to cover such an emergency. I realize other people don't but honestly, I would not feel comfortable buying a house we could not afford if we NEED two incomes just to pay our basic housing bills. 
Wow , do you give seminars? 
For real. I wished I lived in a world where eveything was so black and white, and I had a solution got every problem or where nothing goes wrong.
It seems like every person who is an unexpected hardship or struggle is at fault. I tried to stay away from this but the things said are hear are so crazy.
Ditto, this bubble sounds great! Any apartments available? Hope they are all up to code!
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Posted 4/23/14 12:07 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: Illegal apartment rentals.
Posted by bunnyluck
Sometimes in life you HAVE to a take a risk. Especially early on.
So this is how we now justify doing something illegal and potentially unsafe? We call it "taking a risk"? Wow.
I just feel like the way the economy is, people are really just doing their best and unless something is really affecting you and your family, you should just live and let live!
Illegal apartments affect everybody in the area whether you want to believe this or not. Illegal apartments with their cars all over the place can drive down housing prices for that particular area/block. It's pretty easy to identify a house that has an apartment. If I was looking to buy in an area that had a bunch of apartments with tons of cars on the street, id look elsewhere. On my block, you barely see any cars on the street at all. Why? Because there are no apartments and I am grateful for this. Property values are also at an all-time high in my area. Coincidence?
Clearly, it's not a priority for the town because they are not inspecting these situations, so why should you?
Maybe if the town got their fair share of property taxes from all these illegal rentals, they would have the resources to go after others. They barely have the resources to send me my parking sticker on time, do you think they can assign some special task force to purse these apartments? Are you really being serious when you say what I put in bold? If you don't think this is an issue to the town, why don't you call them and tell them about your illegal apartment. See if they think its "ok". Don't confuse not actively inspecting with allowing it.
It's not they are giving you a 'finders fee.' Who honestly has the time or will to make life harder on someone else (if it is not affecting you).
The "finders fee" IMO is the fact that my property value isn't going to drop because somebody next door or on the block feels the need to cheat the town.
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| Posted 4/23/14 12:35 PM |
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ISpoilHim
I think I got this
Member since 11/10 1523 total posts
Name:
K
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Re: Illegal apartment rentals.
Posted by ave1024
Illegal apartments affect everybody in the area whether you want to believe this or not. Illegal apartments with their cars all over the place can drive down housing prices for that particular area/block. It's pretty easy to identify a house that has an apartment. If I was looking to buy in an area that had a bunch of apartments with tons of cars on the street, id look elsewhere. On my block, you barely see any cars on the street at all. Why? Because there are no apartments and I am grateful for this. Property values are also at an all-time high in my area. Coincidence?
For me the "cars parked on the street" drives down property values is just not a valid argument. If I own a home and I have 4 children over the age of 18 living in my home, I have the potential to own 6 cars, if not more. So if I have 3-4 of my families cars parked on the street, it is assumed that I have an illegal rental. All because I have 4 kids and a husband.
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| Posted 4/23/14 12:50 PM |
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bunnyluck
LIF Adult
Member since 1/14 3196 total posts
Name:
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Re: Illegal apartment rentals.
Posted by ave1024
Posted by bunnyluck
Sometimes in life you HAVE to a take a risk. Especially early on.
So this is how we now justify doing something illegal and potentially unsafe? We call it "taking a risk"? Wow.
I just feel like the way the economy is, people are really just doing their best and unless something is really affecting you and your family, you should just live and let live!
Illegal apartments affect everybody in the area whether you want to believe this or not. Illegal apartments with their cars all over the place can drive down housing prices for that particular area/block. It's pretty easy to identify a house that has an apartment. If I was looking to buy in an area that had a bunch of apartments with tons of cars on the street, id look elsewhere. On my block, you barely see any cars on the street at all. Why? Because there are no apartments and I am grateful for this. Property values are also at an all-time high in my area. Coincidence?
Clearly, it's not a priority for the town because they are not inspecting these situations, so why should you?
Maybe if the town got their fair share of property taxes from all these illegal rentals, they would have the resources to go after others. They barely have the resources to send me my parking sticker on time, do you think they can assign some special task force to purse these apartments? Are you really being serious when you say what I put in bold? If you don't think this is an issue to the town, why don't you call them and tell them about your illegal apartment. See if they think its "ok". Don't confuse not actively inspecting with allowing it.
It's not they are giving you a 'finders fee.' Who honestly has the time or will to make life harder on someone else (if it is not affecting you).
The "finders fee" IMO is the fact that my property value isn't going to drop because somebody next door or on the block feels the need to cheat the town.
Write your congressman not me.
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| Posted 4/23/14 12:51 PM |
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DRMom
Two in Blue
Member since 5/05 20223 total posts
Name:
Melissa
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Re: Illegal apartment rentals.
Posted by ave1024
Posted by Kitten1929
Posted by alli3131
Posted by Cataverri
Posted by alli3131
What people are not getting is she said the parking is one of many things. I'm sorry I would not sit back and let things go. If it was just the parking then probably but I did not sit back when neighbors were selling drugs. I'm sorry when it comes to the safety of my family then I'm speaking up and no I'm not going to the LL cause what would they really do. They want the cash.
People but houses they cannot afford and get tenants. They never should have bought a house they cannot afford so I have zero sympathy. And those that financial situations change should look to downsize first.
Plain and simple I have zero sympathy when you do it the illegal way. Legal apts in house I am perfectly fine with.
What if a spouse loses their job or has an accident and cant work down the line and rather rent and not lose the house? Does that not count for you?
For me no. We bought a house we can afford on one salary just in case something does happen. Or we get divorced or whatever. If we could not afford our house we would move. I would never have an illegal apt in my home. One because it is illegal and 2 you are opening yourself up to a huge lawsuit if something happens as home owners insurance will probably fight a claim when you had an illegal apt.
You do realize that not everyone is in that same position? That theres like a teeny tiny super itty bitty fraction of homeowners that actually NEED two incomes?
What does needing two incomes have to do with this? If you need rental income from an illegal apartment to pay for your house then you bought too much house in the first place and you should have bought something cheaper.
No bank in their right mind will approve anybody for a mortgage that has to rely on an illegal rental income in order to qualify.
Dont forget, banks ONLY count credit reportable debt for DTI ratios. They do NOT include expenses like child care, household bills etc. People need to figure out their own budgets.
And yes, it is great that some have so much cushion. Most don't. I live and let live with situations like this. I would not intervene
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| Posted 4/23/14 1:01 PM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: Illegal apartment rentals.
Posted by ISpoilHim
Posted by ave1024
Illegal apartments affect everybody in the area whether you want to believe this or not. Illegal apartments with their cars all over the place can drive down housing prices for that particular area/block. It's pretty easy to identify a house that has an apartment. If I was looking to buy in an area that had a bunch of apartments with tons of cars on the street, id look elsewhere. On my block, you barely see any cars on the street at all. Why? Because there are no apartments and I am grateful for this. Property values are also at an all-time high in my area. Coincidence?
For me the "cars parked on the street" drives down property values is just not a valid argument. If I own a home and I have 4 children over the age of 18 living in my home, I have the potential to own 6 cars, if not more. So if I have 3-4 of my families cars parked on the street, it is assumed that I have an illegal rental. All because I have 4 kids and a husband.
Having a legit family with four adult kids isn't as bad as a rental with the same amount of cars. The kids (or should I say adults) would hopefully get on with their lives at some point so the amount of cars would eventually decrease. The rental traffic would never go away.
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| Posted 4/23/14 1:10 PM |
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Sash
Peace
Member since 6/08 10312 total posts
Name:
fka LIW Smara
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Re: Illegal apartment rentals.
Posted by bunnyluck
Posted by Sash
Posted by DiamondGirl
Posted by EclecticEsq10810
Posted by Kitten1929
Posted by alli3131
Posted by Cataverri
Posted by alli3131
What people are not getting is she said the parking is one of many things. I'm sorry I would not sit back and let things go. If it was just the parking then probably but I did not sit back when neighbors were selling drugs. I'm sorry when it comes to the safety of my family then I'm speaking up and no I'm not going to the LL cause what would they really do. They want the cash.
People but houses they cannot afford and get tenants. They never should have bought a house they cannot afford so I have zero sympathy. And those that financial situations change should look to downsize first.
Plain and simple I have zero sympathy when you do it the illegal way. Legal apts in house I am perfectly fine with.
What if a spouse loses their job or has an accident and cant work down the line and rather rent and not lose the house? Does that not count for you?
For me no. We bought a house we can afford on one salary just in case something does happen. Or we get divorced or whatever. If we could not afford our house we would move. I would never have an illegal apt in my home. One because it is illegal and 2 you are opening yourself up to a huge lawsuit if something happens as home owners insurance will probably fight a claim when you had an illegal apt.
You do realize that not everyone is in that same position? That theres like a teeny tiny super itty bitty fraction of homeowners that actually NEED two incomes?
I think its smart for anyone who buys a home to plan ahead and budget mortgage payments as if only 1 salary can cover it all. If you need 2 incomes just to pay the mortgage, then you are skating on thin ice. DH and I actually DO have 2 years of savings in liquid to cover such an emergency. I realize other people don't but honestly, I would not feel comfortable buying a house we could not afford if we NEED two incomes just to pay our basic housing bills.
Wow , do you give seminars?
For real. I wished I lived in a world where eveything was so black and white, and I had a solution got every problem or where nothing goes wrong.
It seems like every person who is an unexpected hardship or struggle is at fault. I tried to stay away from this but the things said are hear are so crazy.
Ditto, this bubble sounds great! Any apartments available? Hope they are all up to code!
I'm guessing to live in this bubble you need a certain amount of wealth.
With the comments I'm reading, it seems to boil down to the fact that you don't have enough money if you have to rent out or rent an illegal apartment. Therefore, not good enough to live in that neighborhood. I really feel that is the crux of the issue not the codes or legality.
Message edited 4/23/2014 2:11:46 PM.
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| Posted 4/23/14 1:30 PM |
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ISpoilHim
I think I got this
Member since 11/10 1523 total posts
Name:
K
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Re: Illegal apartment rentals.
Posted by ave1024
Posted by ISpoilHim
Posted by ave1024
Illegal apartments affect everybody in the area whether you want to believe this or not. Illegal apartments with their cars all over the place can drive down housing prices for that particular area/block. It's pretty easy to identify a house that has an apartment. If I was looking to buy in an area that had a bunch of apartments with tons of cars on the street, id look elsewhere. On my block, you barely see any cars on the street at all. Why? Because there are no apartments and I am grateful for this. Property values are also at an all-time high in my area. Coincidence?
For me the "cars parked on the street" drives down property values is just not a valid argument. If I own a home and I have 4 children over the age of 18 living in my home, I have the potential to own 6 cars, if not more. So if I have 3-4 of my families cars parked on the street, it is assumed that I have an illegal rental. All because I have 4 kids and a husband.
Having a legit family with four adult kids isn't as bad as a rental with the same amount of cars. The kids (or should I say adults) would hopefully get on with their lives at some point so the amount of cars would eventually decrease. The rental traffic would never go away.
I was 38 and living at home. My brother was 22 living at home. My grandmother also lived with us. And our mom. 4 cars. A family member came and stayed with us for 4 years. 5 cars.
Everyone is talking about the COL. Well in today's world it is more and more common to have multiple generations living in the same home for an extended amount of time to make living on Long Island more affordable. Before my mother passed away, we were talking about buying a new home for her, my brother, me, my husband and our son. 4 cars all legitimate in the house we would own, with no plans for any of those cars to go anywhere. So no multiple cars on the road does not automatically mean illegal rental and lower property values. And one of the houses that we did put an offer in was legally zoned for multiple families and the taxes were no higher than the house next door that was not legally zoned that way. And the house had no driveway so all of our cars would be parked on the street all the time because there are no options.
It is not always a black and white issue which is how a lot of people look at it. If you pass a house with 5 cars and assume illegal rental, then in my experience you are making the wrong assumption.
It is also wrong to assume that if a home has a second kitchen and is not a legal rental that the second kitchen is illegal. I happen to have 2 kitchens in my home. The previous owners put it in and they obtained all the necessary paperwork. I had no problem obtaining my mortgage because of it. 95% of the houses we looked at when we were buying had 2 kitchens. We entertain a lot and 2 kitchens is awesome for me to have.
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| Posted 4/23/14 2:29 PM |
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Re: Illegal apartment rentals.
Posted by DiamondGirl
Posted by EclecticEsq10810
Posted by Kitten1929
Posted by alli3131
Posted by Cataverri
Posted by alli3131
What people are not getting is she said the parking is one of many things. I'm sorry I would not sit back and let things go. If it was just the parking then probably but I did not sit back when neighbors were selling drugs. I'm sorry when it comes to the safety of my family then I'm speaking up and no I'm not going to the LL cause what would they really do. They want the cash.
People but houses they cannot afford and get tenants. They never should have bought a house they cannot afford so I have zero sympathy. And those that financial situations change should look to downsize first.
Plain and simple I have zero sympathy when you do it the illegal way. Legal apts in house I am perfectly fine with.
What if a spouse loses their job or has an accident and cant work down the line and rather rent and not lose the house? Does that not count for you?
For me no. We bought a house we can afford on one salary just in case something does happen. Or we get divorced or whatever. If we could not afford our house we would move. I would never have an illegal apt in my home. One because it is illegal and 2 you are opening yourself up to a huge lawsuit if something happens as home owners insurance will probably fight a claim when you had an illegal apt.
You do realize that not everyone is in that same position? That theres like a teeny tiny super itty bitty fraction of homeowners that actually NEED two incomes?
I think its smart for anyone who buys a home to plan ahead and budget mortgage payments as if only 1 salary can cover it all. If you need 2 incomes just to pay the mortgage, then you are skating on thin ice. DH and I actually DO have 2 years of savings in liquid to cover such an emergency. I realize other people don't but honestly, I would not feel comfortable buying a house we could not afford if we NEED two incomes just to pay our basic housing bills.
Wow , do you give seminars?
I don't need to give seminars. I also wasn't snarky in my original post so there really is no need to launch personal attacks on people's opinions on this issue. I personally think its just best for any future homeowner to budget as much as possible for any emergencies and NOT to think they can just convert their garage into an illegal apartment and think that it is ok. It is not. Given some of the attitude and responses on this thread, it seems many people aren't doing that or feel that taking on an illegal tenant is A-OK under the pretense of "well Long Island is an expensive place to live so unfortunately that's just the way it is." Guess what, so is Manhattan, but you don't see 20 yr old Midwestern transplants living in illegal basements in Woodside, Queens. You see them living with 4 roommates in a railroad apartment in Astoria.
Housing is expensive everywhere in the NYC metro area, LI included. But homeowners who gleefully take on illegal tenants are risking not only lower property values for their neighbors as Ave1024 has aptly pointed out, but being fined and other issues (holdover tenants, safety issues in event of fire, etc). The lack of AFFORDABLE housing is a problem and that's something only political leaders can really address more appropriately.
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| Posted 4/23/14 10:45 PM |
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seaside
LIF Adult
Member since 6/08 3101 total posts
Name:
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Re: Illegal apartment rentals.
When someone says they live at or below their means, why do people think they're bragging? Or, at least, any more than people who say they exercise or pay taxes, or anything else we are all supposed to do?
What's the big deal?
All people said was that they budgeted to make sure that they don't need to live in an illegal situation to get by. It doesn't mean that they're rich or living in a mansion, or anything.
It's not holier-than-thou to say that you exercise enough restraint to live in a place an in a way that you can afford. It's not even that special or unusual. It's just kind of basic-no?
ETA: And people weren't even saying it to pat themselves on the back. They were saying it in response to the argument of, well what are people supposed to do if they can't afford their house and lifestyle without breaking the law? They were saying, um...how about living within their means?
Message edited 4/24/2014 12:31:18 AM.
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| Posted 4/24/14 12:24 AM |
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Re: Illegal apartment rentals.
High COL aside, I think the problem that often happens here is that many people get sucked into the whole concept of HAVING to buy a house.
I know we did.
And I will admit too that is why things can sometimes be harder for us unfortunately.
I also see threads pop up from time to time where it's the same mentality, and remembering the bad year DH had in business where we had to pay our mortgage out of savings, I think they should not be feeding into the need to buy a house, and I wish we waited too....
Many houses on LI you can't make ends meet on just one income either. At least not in the areas that are desirable by LIF standards.
But we got sucked into that we just had to do it.....and now we have this financial obligation that is not going away anytime soon.
BTW, we had an illegal garage apartment when we bought the house, but made former owner take everything out. The bank never looked at it.
I personally would not want to deal with the hassle of having a tenant though, legal or not.
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| Posted 4/24/14 6:36 AM |
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DiamondGirl
You are my I love you
Member since 7/09 18802 total posts
Name:
DiamondMama
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Re: Illegal apartment rentals.
Posted by EclecticEsq10810
Posted by DiamondGirl
Posted by EclecticEsq10810
Posted by Kitten1929
Posted by alli3131
Posted by Cataverri
Posted by alli3131
What people are not getting is she said the parking is one of many things. I'm sorry I would not sit back and let things go. If it was just the parking then probably but I did not sit back when neighbors were selling drugs. I'm sorry when it comes to the safety of my family then I'm speaking up and no I'm not going to the LL cause what would they really do. They want the cash.
People but houses they cannot afford and get tenants. They never should have bought a house they cannot afford so I have zero sympathy. And those that financial situations change should look to downsize first.
Plain and simple I have zero sympathy when you do it the illegal way. Legal apts in house I am perfectly fine with.
What if a spouse loses their job or has an accident and cant work down the line and rather rent and not lose the house? Does that not count for you?
For me no. We bought a house we can afford on one salary just in case something does happen. Or we get divorced or whatever. If we could not afford our house we would move. I would never have an illegal apt in my home. One because it is illegal and 2 you are opening yourself up to a huge lawsuit if something happens as home owners insurance will probably fight a claim when you had an illegal apt.
You do realize that not everyone is in that same position? That theres like a teeny tiny super itty bitty fraction of homeowners that actually NEED two incomes?
I think its smart for anyone who buys a home to plan ahead and budget mortgage payments as if only 1 salary can cover it all. If you need 2 incomes just to pay the mortgage, then you are skating on thin ice. DH and I actually DO have 2 years of savings in liquid to cover such an emergency. I realize other people don't but honestly, I would not feel comfortable buying a house we could not afford if we NEED two incomes just to pay our basic housing bills.
Wow , do you give seminars?
I don't need to give seminars. I also wasn't snarky in my original post so there really is no need to launch personal attacks on people's opinions on this issue. I personally think its just best for any future homeowner to budget as much as possible for any emergencies and NOT to think they can just convert their garage into an illegal apartment and think that it is ok. It is not. Given some of the attitude and responses on this thread, it seems many people aren't doing that or feel that taking on an illegal tenant is A-OK under the pretense of "well Long Island is an expensive place to live so unfortunately that's just the way it is." Guess what, so is Manhattan, but you don't see 20 yr old Midwestern transplants living in illegal basements in Woodside, Queens. You see them living with 4 roommates in a railroad apartment in Astoria.
Housing is expensive everywhere in the NYC metro area, LI included. But homeowners who gleefully take on illegal tenants are risking not only lower property values for their neighbors as Ave1024 has aptly pointed out, but being fined and other issues (holdover tenants, safety issues in event of fire, etc). The lack of AFFORDABLE housing is a problem and that's something only political leaders can really address more appropriately.
No you weren't snarky you were downright condescending. So if you don't have TWO YEARS salary saved and can't afford a house one salary alone you shouldn't buy one? I have news for you if everyone followed those rules you would have a lot of abandoned houses on your block and or transient renters....
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| Posted 4/24/14 6:38 AM |
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Re: Illegal apartment rentals.
Reflecting back, I actually think it's good financial advice to be able afford everything on one income. It's not usually reality (with us DH pays for mortgage/taxes and I pay for other bills), but life would be a heck of a lot easier. I still feel that we get sucked into this fake American dream thing that really is not so much a reality anymore, at least not in this area.
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| Posted 4/24/14 6:43 AM |
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luvmotherhood
california dreamin'
Member since 2/13 1443 total posts
Name:
love my family!
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Illegal apartment rentals.
I agree with morningcuppacoffee.
We felt pressured to "have the house".
There is no way we can pay our mortgage on 1 salary, nor do we have 2 years of savings.
Worse case scenario we would have to take out of our retirement.
IMO i mind my own business. I know plenty of people that have a renter to make ends meet. Who cares!!!!! I can't believe some of the opinions on this thread. People do what they have todo. I'm sure no one WANTS a stranger living with them. Unless there is shady crap going on or a million people living in one house, live and let live.
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| Posted 4/24/14 8:44 AM |
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alli3131
Peanut is here!!!!!!
Member since 5/09 18388 total posts
Name:
Allison
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Re: Illegal apartment rentals.
Posted by MorningCuppaCoffee
Reflecting back, I actually think it's good financial advice to be able afford everything on one income. It's not usually reality (with us DH pays for mortgage/taxes and I pay for other bills), but life would be a heck of a lot easier. I still feel that we get sucked into this fake American dream thing that really is not so much a reality anymore, at least not in this area.
I believe people do get sucked into the "Long Island " dream. Its wore than the American Dream because on LI you need to only be in one of the best districts in the nicest house.
But just because of that you don't need to go out and actually do it. Would I like to be in a bigger nicer house...Absolutely. Would I like to be in the best district for my son....Sure. But we can't afford it so I did the best I can do so that if I do run into financial problems we will hopefully be able to get by until things get better.
But people on long island can stand to not be able to keep up with the Jones. So they buy a house that they can't afford and throw an apt in to help.
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| Posted 4/24/14 8:56 AM |
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Re: Illegal apartment rentals.
I think time will push many off the high-horse. You can survive on one salary? Great. I do not wish this but life will happen. Some of you will unexpectedly lose DH and next find a lump somewhere in your body. DH life insurance will get you by for a decade or 2 but your medical bills and the fact that you couldn't hold a job while on and off chemo all these years will wreck you financially. Desperate to keep your kids under your roof until they go to college you decide to rent of that playroom in the basement you swore you would never rent.
Hopefully most of you will live a blissful life looking down upon all of us but statistically, some of you will fall.
If your neighbors are being courteous, MYOFB.
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| Posted 4/24/14 9:01 AM |
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busymomonli
Resident Insomniac
Member since 4/13 2050 total posts
Name:
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Re: Illegal apartment rentals.
Posted by LastLightGlow
I think time will push many off the high-horse. You can survive on one salary? Great. I do not wish this but life will happen. Some of you will unexpectedly lose DH and next find a lump somewhere in your body. DH life insurance will get you by for a decade or 2 but your medical bills and the fact that you couldn't hold a job while on and off chemo all these years will wreck you financially. Desperate to keep your kids under your roof until they go to college you decide to rent of that playroom in the basement you swore you would never rent.
Hopefully most of you will live a blissful life looking down upon all of us but statistically, some of you will fall.
If your neighbors are being courteous, MYOFB.
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| Posted 4/24/14 9:09 AM |
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Cataverri
LIF Toddler
Member since 9/12 390 total posts
Name:
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Re: Illegal apartment rentals.
Posted by LastLightGlow
I think time will push many off the high-horse. You can survive on one salary? Great. I do not wish this but life will happen. Some of you will unexpectedly lose DH and next find a lump somewhere in your body. DH life insurance will get you by for a decade or 2 but your medical bills and the fact that you couldn't hold a job while on and off chemo all these years will wreck you financially. Desperate to keep your kids under your roof until they go to college you decide to rent of that playroom in the basement you swore you would never rent.
Hopefully most of you will live a blissful life looking down upon all of us but statistically, some of you will fall.
If your neighbors are being courteous, MYOFB.
Thank you for writing this. I agree 100% with you. Well said.
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| Posted 4/24/14 9:18 AM |
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alli3131
Peanut is here!!!!!!
Member since 5/09 18388 total posts
Name:
Allison
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Re: Illegal apartment rentals.
Posted by LastLightGlow
If your neighbors are being courteous, MYOFB.
And if your neighbors aren't being courteous.....Cause that is what most of us are talking about. The OP said there were many issue not just the parking but I guess posters here only can see things one way.
If my neighbors are having people come and go at all hours, parties, drugs. All of which I had yes I am calling the cops/town. I don't care what your situation is. when it is having an impact on the neighbor I am getting involved.
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| Posted 4/24/14 9:23 AM |
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BriBri2u
L'amore vince sempre
Member since 5/05 9320 total posts
Name:
Mrs. B
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Re: Illegal apartment rentals.
Posted by LastLightGlow
I think time will push many off the high-horse. You can survive on one salary? Great. I do not wish this but life will happen. Some of you will unexpectedly lose DH and next find a lump somewhere in your body. DH life insurance will get you by for a decade or 2 but your medical bills and the fact that you couldn't hold a job while on and off chemo all these years will wreck you financially. Desperate to keep your kids under your roof until they go to college you decide to rent of that playroom in the basement you swore you would never rent.
Hopefully most of you will live a blissful life looking down upon all of us but statistically, some of you will fall.
If your neighbors are being courteous, MYOFB.
This says it all IMO
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| Posted 4/24/14 9:38 AM |
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DiamondGirl
You are my I love you
Member since 7/09 18802 total posts
Name:
DiamondMama
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Re: Illegal apartment rentals.
Posted by LastLightGlow
I think time will push many off the high-horse. You can survive on one salary? Great. I do not wish this but life will happen. Some of you will unexpectedly lose DH and next find a lump somewhere in your body. DH life insurance will get you by for a decade or 2 but your medical bills and the fact that you couldn't hold a job while on and off chemo all these years will wreck you financially. Desperate to keep your kids under your roof until they go to college you decide to rent of that playroom in the basement you swore you would never rent.
Hopefully most of you will live a blissful life looking down upon all of us but statistically, some of you will fall.
If your neighbors are being courteous, MYOFB.
totally. I would never rat on a neighbor who was otherwise courteous bc of a rental, I dont know their situation and it is none of my concern. WOW maybe there is another car on my block big freaking deal. I have families on my block with 5 cars for 3 people 
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| Posted 4/24/14 9:50 AM |
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blue11
LIF Adult
Member since 2/11 1706 total posts
Name:
kat
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Illegal apartment rentals.
I would not report it unless it was causing a serious issue for me and my family.
Long Island is very expensive and the COL is insane but I agree with PPs that a big part of the problem is people living beyond their means. Forget about the turns life can take - I know people who bought houses and the only way they could afford it was to have rental income. To me that is a big problem. Buy within your means. We bought at the lower end of our budget because god forbid something happened to one of us we didn't want to worry about losing our house.
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| Posted 4/24/14 10:36 AM |
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JME78
LIF Adult
Member since 11/09 3672 total posts
Name:
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Re: Illegal apartment rentals.
We rented until we could afford what we wanted to buy.
Its really that simple.
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| Posted 4/24/14 10:53 AM |
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jerrysgirl
I love my hot dog!!
Member since 6/06 5357 total posts
Name:
E & J
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Re: Illegal apartment rentals.
Posted by JME78
We rented until we could afford what we wanted to buy.
Its really that simple.
i also think it is that simple. however renting has such a negative stigma. i know family members that refuse to rent. they can not afford their mortgage and can not make ends meet.
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| Posted 4/24/14 11:03 AM |
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JME78
LIF Adult
Member since 11/09 3672 total posts
Name:
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Re: Illegal apartment rentals.
Posted by jerrysgirl
Posted by JME78
We rented until we could afford what we wanted to buy.
Its really that simple.
i also think it is that simple. however renting has such a negative stigma. i know family members that refuse to rent. they can not afford their mortgage and can not make ends meet.
I don't understand what's wrong with renting! I think that people think that home ownership is the be all end all, and its really not the right choice for some people at certain times in their lives. I know people who would rather live with their parents until they are 40 than rent.
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| Posted 4/24/14 11:08 AM |
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