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Spare Change How To Stretch Your MoneyUsing your money sparingly, especially now that there’s two of you, is a great way to ensure always having some pocket change.
Want to turn that spare change in dollars? Here are a few tips to cash in on:
Go To Savings…Go Directly To Savings…Do Not Pass Checking:
Whether you’ve thought ... Read On  |
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"Padding" The Nest Growing Your Nest Egg By Changing Your HabitsBet you’re spent from the honeymoon. Question is how much have you spent…and how much have you saved?
If you’re like most newlyweds, or like most people in general, you have difficulty budgeting your time and your finances.
Remember, married life means more than just double the fun. It also ... Read On |
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Designed For Love Furnishing Your Home FrugallySo you’ve finally decided on a love shack to settle into but before you can put your feet up you’re going to have to get something to put them up on.
The key criterion (however) is keeping your feet firmly planted on the floor. Ottoman’s are expensive and so are most other home furnishings. Even ... Read On |
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Cashing In On A Happy Marriage Examing Your Financial Options And DecisionsNow that you are officially a married couple there’s a few checks and balances you’ll need to go over.
And, a great way of keeping you finances in check (after marriage), is understanding your options.
From decisions about where to invest and how to questions and concerns about different ... Read On |
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How to get the most bang for your buck in remodeling When it comes to remodeling, there are plenty of ideas about where you should put your money and how much you can expect to get back on it. Some say kitchens, some say bathrooms, others say family rooms.
The person who knows best what your house needs is you, maybe with the advice of a real ... Read On |
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A credit score for those with no credit history Lenders are being offered a new scoring process for people with little or no credit history. These are usually young people, recent immigrants, and low-income individuals. The new scoring plan will make it easier for them to get credit cards and loans without paying high interest rates.
Fair ... Read On |
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Driving down real estate commissions Many home sellers are looking for ways to avoid the common real estate commission of 6 or 7 percent. That percentage translates into a fee of more than $10,000 on the sale of the median-priced U.S. home.
One reason commissions are high: The value of the median home in the U.S. has risen to ... Read On |
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When to make extra mortgage payments Many people routinely add $100 or $200 to their mortgage payment each month. It's a good feeling to know they are closer to paying off their home or apartment. For some of them, however, it may not be the best move, financially speaking.
Those whose mortgage interest is tax-deductible, should ... Read On |
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Are you sad? Don't buy or sell! Behavioral economists at Carnegie Mellon University in Pittsburgh have found that people are not the logical decision makers that textbooks say they are.
Some of their findings:
* People who are feeling sad are less likely to negotiate for a lower price. (It's not a good time to buy a ... Read On |
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Staged auto accidents are on the rise In this crime, criminals maneuver innocent drivers into car accidents, then make large claims for damage and faked injuries.
The "accidents" impact them three ways.
1. Victims can be injured, terrorized, or killed when the "accident" goes wrong.
2. Their auto insurance rates rise, or ... Read On |
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Bike commuting is dirt cheap and healthy If you live in a city, you are probably driving to work and paying to park once you get there. One driver in Seattle pays $220 a month to park in the city.
Even if you don't have big parking costs, it would be nice to save on auto expenses, wouldn't it?
More than 500,000 Americans think ... Read On |
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Identity thieves ruin lives: Protect yourself Last year 10 million Americans were victims of the fastest-growing crime in the country. The number of identity thefts has been doubling every year since 2000.
Sometimes people don't know what happened until they find big charges they didn't make on credit cards, begin getting calls from debt ... Read On |
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