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Truth, Lies, And A Prison Sentence: How hyping up your resume and credentials could land you in jail.Most of us wouldn’t consider exaggerating our abilities or stretching the truth “lying”, especially when it came to what we say on our resume to help pad the potential of getting a job.
According to experts however, you may want to think twice before you type. It seems that the latest “trend” in ... Read On  |
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Cruise Control: How to wheel and deal when buying a car:If you’re one of those people that anticipates your car salesperson to steer you in the “wrong’ direction, you’re not alone. From those driven by prospect of a new purchase to the most mechanically minded, it’s often hard to get revved up about dealing with a dealership. Whether you on the prowl ... Read On |
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Part 1 - Career Moves: How To Land The Job You WantStrategies for finding a job and keeping it are just as important as “working it” so that your talents will be noticed and you will glide swiftly up the company ladder.
With millions unemployed worldwide and literally legions of (well-educated) graduates entering (or even re-entering) the ... Read On |
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Part 2 - Job Security: Holding Down A Job Once You Get OneWhile the term job security may seem like a “buzz” word or a unattainable “catch” phrase, experts say, it’s essential to make it work. From your ability to secure a loan, a credit card, certain investments, a home, etc, much of it is contingent on your work history which speaks volumes about your ... Read On |
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Part 3 - Cyber Search Strategies For Finding Employment OnlineYou’d think that if online dating has become an acceptable way to meet your match, then surfing the net for the perfect job would present a popular alternative to pounding the pavement.
While statistics stipulate that nearly 100 percent of the people in some countries rely on the net for ... Read On |
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Part 1 - Risky Business; Identifying And Understanding Financial Risks Before Taking ThemWith millions of North Americans in debt, wouldn’t it be great to prevent the problem before it happened. And wouldn’t it be wonderful to rate your risk of financial success (or failure) before you established “bad” habits or made any potentially “risky” investments?
Well, now there just might ... Read On |
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Part 2 - The Components Of Your Score Understanding Your Credit ReportFICO scores are determined via viewing various components of your credit report. The concluding data can be broken down into five distinct categories as outlined below:
Payment History:
· Account payment information on specific types of accounts (credit cards, retail accounts, installment ... Read On |
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Part 3 - Factored Out What Lenders Look At, What's Important And What's NotWhile FICO® scores take into account a range of information pertaining to your personal credit history, there are some aspects they don’t consider. These include the following:
· Race, Creed, Color, National Origin, Sex, and Marital Status: According to U.S. law companies are prohibited from ... Read On |
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Part 4 - Making The Grade Tips On Improving Your Credit ScoreImproving your score means work and dedication to “passing the test”. It also means studying and doing your homework with regard to ensuring a better grade.
Payment History Tips
· Pay your bills on time.
Delinquent payments and collections can have a major negative impact on your score. ... Read On |
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Part 5 - The Truth Of The Matter What Your Credit Rating Reveals About You Myth: Getting credit is based on my score
Truth: Lending organizations review more than just one aspect of your financial situation before making credit decisions. They look at and evaluate the amount of debt they feel you can reasonable handle based on income, employment history, and credit ... Read On |
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The Woman's Guide To A "Profitable" Marriage Maintaining Financial Security And IndependenceTying the knot doesn’t automatically imply NOT having your own identity or financial security. In fact, failure to maintain some personal autonomy may just mean selling yourself short. Experts agree that your joint venture should also include some joint finances, and joint financial decisions. ... Read On |
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No Deposit, No Returns Knowing How To Invest For The Most Beneficial ReturnYou’re now indebted to each other the rest of your lives…but that doesn’t mean you have to be in debt for the rest of your lives too.
Walking down the aisle means altering your life in many ways…including establishing centsable saving and spending habits.
Of the estimated 2.3 million couples ... Read On |
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